The Workers’ Compensation Board (the “Board”) is a state agency that oversees how workers’ claims handle the claims of injured workers. A claim is paid if the insurer accepts that the injury or occupational illness is related to the work or if the Board orders them. An employer or an insurer can challenge a claim. If that happens, the Board will try to resolve the dispute within ninety-(90) days. For example, the insurer may believe that the accident did not occur at work or may claim that the insurance carrier did not cover the employer at the time of the injury. Other disputes may arise. Whatever the reason, the Board will try to resolve as soon as possible.
You do not have to spend time from your work to file a claim. You do not have to be out of work in order to receive medical treatment benefits. Claimants do not receive less if they were at fault, nor receive more if the employer is at fault. However, the worker loses the right to workers’ compensation benefits if the injury results exclusively from the use of drugs or alcohol, or the attempt to hurt someone or himself.